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Sample reckonings

Fictional data—try the format before starting your own case.

Trip split

Reckoning · shared money

March cottage weekend

Alex owes Sam $206.47; Jordan owes Sam $378.52

Total shared spend

$1,367.05 CAD

Expenses counted

5

Participants

3

Settlements

  • Alex owes Sam $206.47 CAD
  • Jordan owes Sam $378.52 CAD

Verdict

settled
  • 2 settlements required to balance the group.

Next actions

  • Collect $206.47 from Alex → Sam
  • Collect $378.52 from Jordan → Sam

Assumptions: Equal split per expense unless custom split_detail is set. Only open expenses included; disputed lines should be marked in app.

Business AR/AP

Reckoning · business ar ap

Fine Media Inc. — April snapshot

Period: 2026-04

As of 2026-04, Fine Media Inc. — April snapshot: receivables $8200.00, payables $3700.00, net position $4500.00 CAD.

Total open payables

$3,700.00 CAD

Total open receivables

$8,200.00 CAD

Net position

$4,500.00 CAD

Overdue payables

$3,700.00 CAD

Overdue receivables

$8,200.00 CAD

Net receivable position

$4,500.00 CAD

Verdict

disputed
  • Net receivable position: $4500.00 CAD more owed to you than you owe out.
  • Overdue payables: $3700.00 CAD.
  • Overdue receivables: $8200.00 CAD.
  • One or more lines marked disputed.

Next actions

  • Prioritize paying overdue vendor balances.
  • Follow up on overdue customer invoices.

Assumptions: Only status=open lines count toward totals. Paid lines are excluded from net position. Overdue = open with due_date before today.

Personal monthly

Reckoning · personal monthly

Household — April 2026

Period: 2026-04

Household — April 2026 (2026-04): planned surplus $3050.00, actual $2408.00, variance $-642.00 CAD.

Planned income

$6,000.00 CAD

Planned expenses

$2,950.00 CAD

Planned surplus

$3,050.00 CAD

Actual surplus

$2,408.00 CAD

Variance vs plan

$-642.00 CAD

By category

  • housing: plan $2000.00 → actual $2000.00 (+0.00)
  • food: plan $800.00 → actual $1100.00 (+300.00)
  • transport: plan $150.00 → actual $142.00 (-8.00)

Verdict

over_spent
  • Under plan by $642.00 CAD (spent more or earned less than planned).
  • food: $300.00 over plan.

Next actions

  • Consider lowering food plan next month by ~$300.

Assumptions: Lines without actual_amount use plan_amount in actual totals when partial. Not tax or investment advice.

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